Three conditions for conversion
- that you live away from home
- that you complete your educational programme
- that income and assets are below the limits
Only loans for periods you live away from home are converted
Loans for those periods where you have lived with your parents cannot be converted to grants. When you apply for loans, you specify whether you will be living with your parents or not while studying. If you are married or have children living with you, we consider you as living away from home, even if you live with your parents.
You are not required to change your address in the national population register, but you may be asked to prove that you actually were living away from home.
You must complete your education
In order to achieve full conversion, you must pass as many study credits as you have received loans to take. For some programmes it is sufficient to pass exams or courses, but if you are attending a university or university college, you must complete a full degree to achieve full conversion.
If you are delayed, for example because you fail one or more exams, loans will not be converted to grants for the subjects you have failed. You may nevertheless be granted conversion if you make up for the delay later.
If you are retaking a subject you have previously passed in upper secondary school, other rules apply.
You cannot have excessive income or assets
Your income and assets also determine how much of the basic support that can be converted to a grant. We use figures from the assessment we receive from the Norwegian tax administration. The assessment applies to the calendar year, and we therefore convert loans to grants for one calendar year at a time, not for each academic year.
You receive a decision letter once we have checked your income and assets, and when we convert loans to grants.
In 2020, 2021 and 2022 there has been an exception from the income threshold for certain sectors due to the coronavirus pandemic. Click here to find out if you are eligible for an exception.