Additional loans

When you have children or are above the age of 30, you are entitled to additional loans from Lånekassen.
Up to
NOK 100,000
per year

Additional loans for those above the age of 30

You can receive an additional loan if you are taking a university or university college education, vocational or upper secondary education and are 30 year of age and older.

From the year you turn 30, you can borrow up to NOK 100,000 a year in addition to other loans and grants. The additional loan of 100,000 is only for students in vocational school, university or university college education. If you are taking upper secondary education, you can borrow up to NOK 50,000 a year. You must be 30 years of age no later than 31.12.2020 to be entitled to the additional loan in the academic year 2020–2021

If you are taking other educational programmes, or are not eligiblie for ordinary loans and grants from Lånekassen, you are not entitled to this loan.


The annual maximum amount applies for full-time education. If you study part-time, the amount is reduced. How much you receive when studying part-time depends on how many study credits or annual hours you take.

How much can you borrow in total?

The additional loan is limited to NOK 200,000 in total over several years for education at vocational schools, universities and university colleges, and NOK 100,000 in total for upper secondary education.

The loan may not be combined with additional loans for those with children.
The additional loan cannot be converted to a grant, with the exception of illness grant.

How to apply for an additional loan

There is no separate application for additional loans. When you apply for ordinary student loans and grants, you will be asked if you wish to apply for an additional loan.

Up to
NOK 50,000
per year

Additional loans for those with children

You can borrow up to NOK 50,000 per year in addition to other loans and grants, but limited upwards to NOK 100,000 in total for the years in which you receive the loan.

The child must be below the age of 16, i.e. born in 2005 or later, and must live with you for at least 40 per cent of the time. The only ones that are not eligible for this loan are adults in primary school, and pupils below the age of 18.

The annual maximum amount applies to full-time education. If you study part-time, the amount is reduced. How much you receive when studying part-time depends on how many study credits or annual hours you take.

How much can you borrow in total?

You may borrow a total of NOK 100,000 as an additional loan either you study full- or part-time. The upper limit is the same, regardless of how many years you want to allocate the loan across. 

The loan may not be combined with additional loans for those above the age of 30. If you are also entitled to this, it is the rules for additional loans for lenders above the age of 30 that apply to you.

The additional loan cannot be converted to a grant, with the exception of illness grant.

How to apply for an additional loan

There is no separate application for additional loans. When you apply for ordinary student loans and grants, you will be asked if you wish to apply for an additional loan.