Interest rates and fees

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How interest rates work on student loans

Student loans are interest-free for as long as you are receiving a loan and grant for full-time education, or if you receive support for part-time education and have not previously had a loan with us.

Student loans are interest-free for as long as you are receiving a loan and grant for full-time education, or if you receive support for part-time education and have not previously had a loan with us.

What are variable and fixed interest rates?

Variable interest rates mean that interest rates fluctuate up and down, depending on developments in the market. At Lånekassen variable interest rates are determined every second month. In practice this means that the amount you will pay each month may change slightly depending on what the current interest rate is.

Fixed interest means that you enter into an agreement with Lånekassen about the interest rate that you will be paying for 3, 5 or 10 years. The amount that you pay will therefore be the same each month.

New offers for fixed interest rates are released every second month and there is a period of one week during which you can apply for a fixed rate.

See our historical interest rate developments
Cancelling fixed interest agreement
Reminder fees

Relevant rules