Income limits for interest deletion

The income limits vary, depending on the circumstance you are in.

2024

Circumstances and limits for both your personal income and you family`s totale income to have interest deleted in 2024.
Circumstance	Personal income	Family income
Full-time education	No limit	No limit
Part-time education Honorary student post Erasmus+ Illness Work asessment allowance (AAP) Registered unemployment Compulsory military service	NOK 403,782 +17,904 per child of 16 years or less	No limit
Caring for family members Birth or adoption	NOK 403,782 +17,904 per child of 16 years or less	NOK 660,978 + 35,836 per child of 16 years or less.
Low income from full-time work The period must be at least 12 consecutive months Interest can be deleted for up to 36 months in total for this reason. Voluntary unpaid work does not give the right to interest deletion.	Average monthly income: NOK 19,605 Yearly: NOK 403,782 +17,904 per child of 16 years or less	NOK 660,978 + 35,836 per child of 16 years or less.
Imprisonment The period must be at least 12 consecutive months	Average monthly income: NOK 19,605 Yearly: NOK NOK 403,782 +17,904 per child of 16 years or less	NOK 660,978 + 35,836 per child of 16 years or less.

Table: Number of months with rights to interest deletion by income in 2024.
Personal and capital income in 2024	Months with rights to interest deletion
NOK 403,782	1
NOK 397,116	2
NOK 390,447	3
NOK 383,777	4
NOK 377,109	5
NOK 370,439	6
NOK 363,772	7
NOK 357,104	8
NOK 350,433	9
NOK 343,765	10
NOK 337,094	11
NOK 330,428	12

If you have children, the income limit is raised by NOK 17,904 per child of 16 years or younger.

Circumstances and limits for both your personal income and you family`s totale income to have interest deleted in 2023.
Circumstance	Personal income	Family income
Full-time education	No limit	No limit
Part-time education Honorary student post Erasmus+ Illness Work asessment allowance (AAP) Registered unemployment Compulsory military service	NOK 384,921 +17,068 per child of 16 years or less	No limit
Caring for family members Birth or adoption	NOK 384,921 +17,068 per child of 16 years or less	NOK 630,103 kr + 34,162 per child of 16 years or less.
Low income from full-time work The period must be at least 12 consecutive months Interest can be deleted for up to 36 months in total for this reason. Voluntary unpaid work does not give the right to interest deletion.	Average monthly income: NOK 18,689 Yearly: NOK 384,921 +17,068 per child of 16 years or less	NOK 630,103 kr + 34,162 per child of 16 years or less.
Imprisonment The period must be at least 12 consecutive months	Average monthly income: NOK 18,689 Yearly: NOK 384,921 +17,068 per child of 16 years or less	NOK 630,103 kr + 34,162 per child of 16 years or less.

Table: Number of months with rights to interest deletion by income in 2023.
Personal and capital income in 2023	Months with rights to interest deletion
384 921	1
378 566	2
372 209	3
365 850	4
359 494	5
353 135	6
346 780	7
340 423	8
334 064	9
327 707	10
321 348	11
314 993	12

If you have children, the income limit is raised by NOK 17 068 per child of 16 years or younger.

Circumstances and limits for both your personal income and you family`s totale income to have interest deleted in 2022.
Circumstance	Personal income	Family income
Full-time education	No limit	No limit
Part-time education Honorary student post Erasmus+ Illness Work asessment allowance (AAP) Registered unemployment Compulsory military service	NOK 369,406 (+16,380 per child of 16 years or less)	No limit
Caring for family members Birth or adoption	NOK 369,406 (+16,380 per child of 16 years or less)	NOK 604,705 kr + 32,785 per child of 16 years or less.
Low income from full-time work Imprisonment	Yearly: NOK 369,406 (+16,380 per child of 16 years or less) Average monthly income: NOK 17,936	NOK 604,705 kr + 32,785 per child of 16 years or less.

Table: Number of months with rights to interest deletion by income in 2022.
Personal and capital income in 2022	Months with rights to interest deletion
369 406	1
363 307	2
357 206	3
351 104	4
345 004	5
338 901	6
332 802	7
326 702	8
320 599	9
314 498	10
308 395	11
302 297	12

If you have children, the income limit is raised by NOK 16,380 per child of 16 years or younger.

Circumstances and limits for both your personal income and you family`s totale income to have interest deleted in 2021.
Circumstance	Personal income	Family income
Full-time education	No limit	No limit
Part-time education Honorary student post Erasmus+ Illness Work asessment allowance (AAP) Registered unemployment Compulsory military service	NOK 358 647 (+15 903 per child of 16 years or less)	No limit
Caring for family members Birth or adoption	NOK 358 647 (+15 903 per child of 16 years or less)	NOK 587 092 kr + 31 830 per child of 16 years or less.
Low income from full-time work Imprisonment	Yearly: 358 647 (+15 903 per child of 16 years or less) Average monthly income: NOK 17 414	NOK 587 092 kr + 31 830 per child of 16 years or less.

Table: Number of months with rights to interest deletion by income in 2021.
Personal and capital income in 2021	Months with rights to interest deletion
358 647	1
352 725	2
346 802	3
340 878	4
334 955	5
329 030	6
323 109	7
317 186	8
311 261	9
305 338	10
299 413	11
293 492	12

If you have children, the income limit is raised by NOK 15 903 per child of 16 years or younger.

Circumstances and limits for both your personal income and you family`s totale income to have interest deleted in 2020.
Circumstance	Personal income	Family income
Full-time education	No limit	No limit
Part-time education Honorary student post Erasmus+ Illness Work asessment allowance (AAP) Registered unemployment Compulsory military service	NOK 350 927 (+15 561 per child of 16 years or less)	No limit
Caring for family members Birth or adoption	NOK 350 927 (+15 561 per child of 16 years or less)	NOK 574 454 kr + 31 145 per child of 16 years or less.
Low income from full-time work Imprisonment	Yearly: 350 927 (+15 561 per child of 16 years or less) Average monthly income: NOK 17 039	NOK 574 454 kr + 31 145 per child of 16 years or less.

Table: Number of months with rights to interest deletion by income in 2020.
Personal and capital income in 2020	Months with rights to interest deletion
350 927	1
345 132	2
339 337	3
333 540	4
327 745	5
321 947	6
316 154	7
310 358	8
304 561	9
298 765	10
292 968	11
287 174	12

If you have children, the income limit is raised by NOK 15 561 per child of 16 years or younger.

Circumstances and limits for both your personal income and you family`s totale income to have interest deleted in 2019.
Circumstance	Personal income	Family income
Full-time education	No limit	No limit
Part-time education Honorary student post Erasmus+ Illness Work asessment allowance (AAP) Registered unemployment Compulsory military service	NOK 338 733 (+15 020 per child of 16 years or less)	No limit
Caring for family members Birth or adoption	NOK 338 733 (+15 020 per child of 16 years or less)	NOK 554 492 kr + 30 063 per child of 16 years or less
Low income from full-time work Imprisonment	Yearly: 338 733 (+15 020 per child of 16 years or less) Average monthly income: NOK 16 447	NOK 554 492 kr + 30 063 per child of 16 years or less

Table: Number of months with rights to interest deletion by income in 2019.
Personal and capital income in 2019	Months with rights to interest deletion
338 733	1
333 139	2
327 545	3
321 950	4
316 356	5
310 760	6
305 168	7
299 573	8
293 978	9
288 383	10
282 788	11
277 195	12

If you have children, the income limit is raised by NOK 15 020 per child of 16 years or younger.

Circumstances and limits for both your personal income and you family`s totale income to have interest deleted in 2018.
Circumstance	Personal income	Family income
Full-time educationNo	No limit	No limit
Part-time education Honorary student post Erasmus+ Illness Work asessment allowance (AAP) Registered unemployment Compulsory military service	NOK 328 071 (+14 547 per child of 16 years or less)	No limit
Caring for family members Birth or adoption	NOK 328 071 (+14 547 per child of 16 years or less)	537 038 kr + 29 117 kr per child of 16 years or less
Low income from full-time work Imprisonment	Yearly: NOK 328 071 (+14 547 per barn som er 16 år eller yngre) Average monthly income: NOK 15 929	537 038 kr + 29 117 kr per child of 16 years or less

Table: Number of months with rights to interest deletion by income in 2018
Personal and capital income in 2018	Months with rights to interest deletion
328 071	1
322 653	2
317 235	3
311 816	4
306 398	5
300 978	6
295 562	7
290 143	8
284 724	9
279 306	10
273 887	11
268 470	12

If you have children, the income limit is raised by NOK 14 547 kroner per child of 16 years or younger.