Studying in a Nordic country
Lånekassen may provide loans and grants for studies in universities and university colleges in all Nordic countries. The condition is that the education is approved for support by the State educational loan fund in the country in question.
You must have a study place before applying and you may apply no earlier than mid-May. The final deadline for applying is
- 15 November for the entire year or just the autumn semester
- 15 March for the spring semester
All students receive basic support
Students in the Nordic region may receive the same loans and grants as those studying in Norway.
All students can receive basic support, which is what most people call a student loan. Basic support is a loan, not a grant, but up to 40 per cent of this may be converted to a grant if you live away from your parents, complete your programme of education and have income and assets below the set limits. If you are married or cohabiting and have children together, we calculate on the basis of your total assets.
You must be present at the academic institution during the academic year
To be entitled to loans and grants, it is a requirement that you stay at the university or college during the academic year. You will not receive a loan and scholarship if, for example, you write a master's thesis at home in Norway.
You may not receive support from another State educational loan fund
You are not eligible for support from Lånekassen if you receive support from another State educational loan fund ("Lånekassen" in the country in question) at the same time. Periods where you have received support from eg. SU or CSN, are taken away from the 8 year maximum you may receive support from Lånekassen.
You need to submit documentation annually
We do not receive information about examinations passed or confirmation of how much you have paid in tuition fees from educational institutions abroad. Therefore, you will need to submit documentation to us each year.
You do not have to remember this yourself. We will let you know when and how to submit such documentation. You need to document your academic progress in order for parts of your loan to be converted to a grant and for us to process your application when you apply for the next academic year.
Debt and repayments
Lånekassen loans are interest-free and you do not need to start making repayments for as long as you remain a student and receive support from us. When you no longer receive support from Lånekassen for full-time studies, interest on the loan will start to accrue and you will need to start repayments around nine months later.