Income limits for interest deletion

The income limits vary, depending on the circumstance you are in.

2025

Circumstances and limits for both your personal income and you family`s totale income to have interest deleted in 2025.
Circumstance Personal income Family income
Full-time education No limit No limit
Part-time education
Honorary student post
Erasmus+
Illness
Work asessment allowance (AAP)
Registered unemployment
Compulsory military service		 NOK 421,952 +18,710 per child of 16 years or less No limit
Caring for family members
Birth or adoption		 NOK 421,952 +18,710 per child of 16 years or less NOK 690,722 + 37,449 per child of 16 years or less.

Low income from full-time work

The period must be at least 12 consecutive months

Interest can be deleted for up to 36 months in total for this reason.

Voluntary unpaid work does not give the right to interest deletion.

Average monthly income: NOK 20,487

Yearly: NOK 421,952 +18,710 per child of 16 years or less

 NOK 690,722 + 37,449 per child of 16 years or less.

 

Imprisonment

The period must be at least 12 consecutive months

Average monthly income: NOK 20,487

Yearly: NOK 421,952 +18,710 per child of 16 years or less


 NOK 690,722 + 37,449 per child of 16 years or less.

 

Table: Number of months with rights to interest deletion by income in 2025.
Personal and capital income in 2025 Months with rights to interest deletion
NOK 421,952 1
NOK 414,986 2
NOK 408,017 3
NOK 401,047 4
NOK 394,079 5
NOK 387,109 6
NOK 380,142 7
NOK 373,174 8
NOK 366,202 9
NOK 359,234 10
NOK 352,263 11
NOK 345,297 12

If you have children, the income limit is raised by NOK 18,710 per child of 16 years or younger.

2024

Circumstances and limits for both your personal income and you family`s totale income to have interest deleted in 2024.
Circumstance Personal income Family income
Full-time education No limit No limit
Part-time education
Honorary student post
Erasmus+
Illness
Work asessment allowance (AAP)
Registered unemployment
Compulsory military service		 NOK 403,782 +17,904 per child of 16 years or less No limit
Caring for family members
Birth or adoption		 NOK 403,782 +17,904 per child of 16 years or less NOK 660,978 + 35,836 per child of 16 years or less.

Low income from full-time work

The period must be at least 12 consecutive months

Interest can be deleted for up to 36 months in total for this reason.

Voluntary unpaid work does not give the right to interest deletion.

Average monthly income: NOK 19,605

Yearly: NOK 403,782 +17,904 per child of 16 years or less

 NOK 660,978 + 35,836 per child of 16 years or less.

 

Imprisonment

The period must be at least 12 consecutive months

Average monthly income: NOK 19,605

Yearly: NOK NOK 403,782 +17,904 per child of 16 years or less


 NOK 660,978 + 35,836 per child of 16 years or less.

 

Table: Number of months with rights to interest deletion by income in 2024.
Personal and capital income in 2024 Months with rights to interest deletion
NOK 403,782 1
NOK 397,116 2
NOK 390,447 3
NOK 383,777 4
NOK 377,109 5
NOK 370,439 6
NOK 363,772 7
NOK 357,104 8
NOK 350,433 9
NOK 343,765 10
NOK 337,094 11
NOK 330,428 12

If you have children, the income limit is raised by NOK 17,904 per child of 16 years or younger.

2023

Circumstances and limits for both your personal income and you family`s totale income to have interest deleted in 2023.
Circumstance Personal income Family income
Full-time education No limit No limit
Part-time education
Honorary student post
Erasmus+
Illness
Work asessment allowance (AAP)
Registered unemployment
Compulsory military service		 NOK 384,921 +17,068 per child of 16 years or less No limit
Caring for family members
Birth or adoption		 NOK 384,921 +17,068 per child of 16 years or less NOK 630,103 kr + 34,162 per child of 16 years or less.

Low income from full-time work

The period must be at least 12 consecutive months

Interest can be deleted for up to 36 months in total for this reason.

Voluntary unpaid work does not give the right to interest deletion.

Average monthly income: NOK 18,689

Yearly: NOK 384,921 +17,068 per child of 16 years or less

 NOK 630,103 kr + 34,162 per child of 16 years or less.

 

Imprisonment

The period must be at least 12 consecutive months

Average monthly income: NOK 18,689

Yearly: NOK 384,921 +17,068 per child of 16 years or less


 NOK 630,103 kr + 34,162 per child of 16 years or less.

 

Table: Number of months with rights to interest deletion by income in 2023.
Personal and capital income in 2023 Months with rights to interest deletion
384 921 1
378 566 2
372 209 3
365 850 4
359 494 5
353 135 6
346 780 7
340 423 8
334 064 9
327 707 10
321 348 11
314 993 12

If you have children, the income limit is raised by NOK 17 068 per child of 16 years or younger.

2022

Circumstances and limits for both your personal income and you family`s totale income to have interest deleted in 2022.
Circumstance Personal income Family income
Full-time education No limit No limit
Part-time education
Honorary student post
Erasmus+
Illness
Work asessment allowance (AAP)
Registered unemployment
Compulsory military service		 NOK 369,406 (+16,380 per child of 16 years or less) No limit
Caring for family members
Birth or adoption		 NOK 369,406 (+16,380 per child of 16 years or less) NOK 604,705 kr + 32,785 per child of 16 years or less.
Low income from full-time work
Imprisonment		 Yearly: NOK 369,406 (+16,380 per child of 16 years or less)

Average monthly income: NOK 17,936		 NOK 604,705 kr + 32,785 per child of 16 years or less.

 

Table: Number of months with rights to interest deletion by income in 2022.
Personal and capital income in 2022 Months with rights to interest deletion
369 406 1
363 307 2
357 206 3
351 104 4
345 004 5
338 901 6
332 802 7
326 702 8
320 599 9
314 498 10
308 395 11
302 297 12

If you have children, the income limit is raised by NOK 16,380 per child of 16 years or younger.

2021

Circumstances and limits for both your personal income and you family`s totale income to have interest deleted in 2021.
Circumstance Personal income Family income
Full-time education No limit No limit
Part-time education
Honorary student post
Erasmus+
Illness
Work asessment allowance (AAP)
Registered unemployment
Compulsory military service		 NOK 358 647 (+15 903 per child of 16 years or less) No limit
Caring for family members
Birth or adoption		 NOK 358 647 (+15 903 per child of 16 years or less) NOK 587 092 kr + 31 830 per child of 16 years or less.
Low income from full-time work
Imprisonment		 Yearly: 358 647 (+15 903 per child of 16 years or less)

Average monthly income: NOK 17 414		 NOK 587 092 kr + 31 830 per child of 16 years or less.

 

Table: Number of months with rights to interest deletion by income in 2021.
Personal and capital income in 2021 Months with rights to interest deletion
358 647 1
352 725 2
346 802 3
340 878 4
334 955 5
329 030 6
323 109 7
317 186 8
311 261 9
305 338 10
299 413 11
293 492 12

If you have children, the income limit is raised by NOK 15 903 per child of 16 years or younger.

2020

Circumstances and limits for both your personal income and you family`s totale income to have interest deleted in 2020.
Circumstance Personal income Family income
Full-time education No limit No limit
Part-time education
Honorary student post
Erasmus+
Illness
Work asessment allowance (AAP)
Registered unemployment
Compulsory military service		 NOK 350 927 (+15 561 per child of 16 years or less) No limit
Caring for family members
Birth or adoption		 NOK 350 927 (+15 561 per child of 16 years or less) NOK 574 454 kr + 31 145 per child of 16 years or less.
Low income from full-time work
Imprisonment		 Yearly: 350 927 (+15 561 per child of 16 years or less)

Average monthly income: NOK 17 039		 NOK 574 454 kr + 31 145 per child of 16 years or less.

 

Table: Number of months with rights to interest deletion by income in 2020.
Personal and capital income in 2020 Months with rights to interest deletion
350 927 1
345 132 2
339 337 3
333 540 4
327 745 5
321 947 6
316 154 7
310 358 8
304 561 9
298 765 10
292 968 11
287 174 12

If you have children, the income limit is raised by NOK 15 561 per child of 16 years or younger.

2019

Circumstances and limits for both your personal income and you family`s totale income to have interest deleted in 2019.
Circumstance Personal income Family income
Full-time education No limit No limit
Part-time education
Honorary student post
Erasmus+
Illness
Work asessment allowance (AAP)
Registered unemployment
Compulsory military service		 NOK 338 733 (+15 020 per child of 16 years or less) No limit
Caring for family members
Birth or adoption		 NOK 338 733 (+15 020 per child of 16 years or less) NOK 554 492 kr + 30 063 per child of 16 years or less
Low income from full-time work
Imprisonment		 Yearly: 338 733 (+15 020 per child of 16 years or less)

Average monthly income: NOK 16 447		 NOK 554 492 kr + 30 063 per child of 16 years or less

 

Table: Number of months with rights to interest deletion by income in 2019.
Personal and capital income in 2019  Months with rights to interest deletion
338 733 1
333 139 2
327 545 3
321 950 4
316 356 5
310 760 6
305 168 7
299 573 8
293 978 9
288 383 10
282 788 11
277 195 12

If you have children, the income limit is raised by NOK 15 020 per child of 16 years or younger.

2018

Circumstances and limits for both your personal income and you family`s totale income to have interest deleted in 2018.
Circumstance Personal income Family income
Full-time educationNo No limit No limit
Part-time education
Honorary student post
Erasmus+
Illness
Work asessment allowance (AAP)
Registered unemployment
Compulsory military service		 NOK 328 071 (+14 547 per child of 16 years or less) No limit
Caring for family members
Birth or adoption		 NOK 328 071 (+14 547 per child of 16 years or less) 537 038 kr + 29 117 kr per child of 16 years or less
Low income from full-time work
Imprisonment		 Yearly: NOK 328 071 (+14 547 per barn som er 16 år eller yngre)

Average monthly income: NOK 15 929		 537 038 kr + 29 117 kr per child of 16 years or less

 

Table: Number of months with rights to interest deletion by income in 2018
Personal and capital income in 2018  Months with rights to interest deletion
328 071 1
322 653 2
317 235 3
311 816 4
306 398 5
300 978 6
295 562 7
290 143 8
284 724 9
279 306 10
273 887 11
268 470 12

If you have children, the income limit is raised by NOK 14 547 kroner per child of 16 years or younger.