Apprentice without statutory rights as a young person

 Male apprentice with cutting saw

How much can I receive?

If you are an apprentice without statutory rights as a young person, or “adult apprentice”, you may receive up to NOK 123,519 in loans for the full school year.

When you are an adult, you receive basic support

Basic support is what most people call a student loan, and which all students are entitled to. As an apprentice without statutory rights as a young person you may receive basic support of up to NOK 123 519 for the entire year, if you are a full-time apprentice.

Your loan will be based on your percentage of full-time equivalent

If you work part-time as an apprentice, your loan will be reduced.

The loan is interest-free for as long as you are receiving grants and loans for full-time education

You must start to repay the loan when you no longer receive grants and loans for full-time education. The loan is interest free for as long as you receive educational support for full-time studies.

You receive payments for 11 months

Apprentices receive loans for 11 months of the year. You may receive a grant from August to June, but you must still remember to apply every year.

To the application

Do you have children?

You may receive extra
loans and grants
if you have or get children

If you have children while studying, you may be entitled to additional loans and grants.

Parental grant in the event of birth or adoption

If you have children while studying, your basic support and additional loan for school fees may be converted to a grant for up to 49 weeks.

Child grant

If you have children below the age of 16, you may qualify for an additional grant. If you have several children, you receive more in grants. The child grant is means tested, which means that the amount is reduced if the family has income or assets in excess of the limits stipulated in the regulations. If you are a part-time student, you also get a smaller amount.

Additional loans

You may also borrow NOK 50,000 extra per year when you have children below the age of 16, with an upward limit of NOK 100,000 in total. Income and assets have no impact on whether you can receive an additional loan. But if you are a part-time student, you will be given an offer to borrow a smaller amount.

Read about children and childbirth

Do you have reduced functional ability?

You may apply for an
extra grant
if you are unable to work besides your studies

If you have reduced functional ability that prevents you from working beside your studies, you may be eligible for an additional grant of NOK 3,834 per month. If you are a part-time student, you get a smaller amount.

You may also receive grants and loans during summer if you are unable to work during the summer holiday. A specialist must confirm that you have reduced functional ability.
You apply for loans and grants due to disability on a separate form.

Read more about reduced functional ability

Are you above the age of 30?

Then you can apply for up to
100 000
in additional loans per year

You can borrow up to NOK 100,000 extra per year if you are a full-time student, which corresponds to 60 credits per year. If you are taking fewer credits, you will be given an offer to borrow a smaller amount. You may borrow up to NOK 200,000 in total, and you may choose how many years you want to allocate the loan across. You apply for the loan on the same form as for ordinary loans and grants.

The loan may not be combined with additional loans for those with children.

Read more about additional loans

 

Up to
40 %
may become a grant

Up tp 40 per cent of the loan may be converted into a grant

Parts of the basic support may be converted into a grant if you complete your education and have income and assets under Lånekassen's limits.

After you have completed your apprenticeship, parts of your loan may be converted into a grant. A grant is money you do not need to pay back. You do, however, have to pay back your remaining loan after the conversion.

40 per cent of the basic support may become a grant

If you complete your education and have income and assets under the limits, 40 per cent of the basic support is converted into a grant. You will receive a letter of decision from us when the loan has been converted.

In 2021 the income limit is NOK 195,295 for persons who have received loans the entire year. Read more about limits for income and assets.

If you live with your parents, you will not get loans converted

Only people living away from their parents are eligible for converseion.

Conversion happens the year after you complete your apprenticeship

The loan is not converted before we have checked your income and assets. We cannot do that until your tax report is ready for the year you received the loan from us.

Read more about conversion

When unexpected things happen

When something happens in your life or in your studies, it may impact what you are entitled to receive from Lånekassen, either now or later.

Related rules