We realise it can be difficult to know whether you are entitled to apply for the loan. If you have carefully reviewed the conditions and believe that you are eligible, you can apply for the additional loan. Remember that you are also required to subsequently document your entitlement.
The documentation must confirm that you experienced a decline in or loss of income from employment for all or parts of the period between 16 June 2020 and 15 June 2021.
The documentation must also show that the decline was due to the coronavirus pandemic.
Such decline or loss must relate to income from employment only and not to other types of income. This means that reduced capital income from rent, shares and dividends does not entitle you to apply for the additional loan.
Examples of documentation we can accept
- written documentation from an employer showing that you have been furloughed or that furlough has been extended
- written documentation from an employer showing that your position has been terminated, or that you have experienced a decline in or loss of income from employment or a reduction in the number of shifts/hours you work.
- written documentation showing that a job offer or traineeship offer has been retracted due to the coronavirus situation. The documentation must show the date on which you should have started the job
- written documentation from a client confirming you have had fewer or no assignments due to the coronavirus situation (applicable to those who are self-employed)
Not all types of documentation are suitable for demonstrating entitlement to the loan. For example, we cannot accept
- an e-mail or letter in which you state that your income has declined without also attaching documentation
- e-mails sent to and from your employer
- payslips for a period without additional documentation also being attached
- your tax assessment
- documentation of introduction benefits, work support benefits, housing allowance and social welfare support.
- documentation of small, private tax-free assignments. Examples of such assignments include babysitting, gardening and dog walking
Did you attend upper secondary education last year and you are now a student and lost your summer job for the summer of 2020
If you lost a summer job due to coronavirus, you may be entitled to the additional loan. You can apply for the additional loan if you also
- received support pursuant to the rules for higher and other education during the autumn of 2020.
- receive support pursuant to the rules for higher and other education during the spring of 2021
If you were an upper secondary school pupil without statutory rights as a young person, you must have received support pursuant to the rules for higher and other education during the spring of 2020
If you were a pupil with statutory rights as a young person during the spring of 2020, you must have been in receipt of loans for pupils over the age of 18 during the spring in question.
Have you been let go from your job and not been able to find a new job?
If you can document a decline in income compared to a preceding period, you may be entitled to the additional loan. Remember that you must meet all conditions in order to apply and that the coronavirus situation therefore has to be the reason why you were let go.
Have you experienced a reduction in your total family income?
You are not entitled to the additional loan if your cohabitant or spouse has experienced a decline in income. It is your own income from employment that must have declined.
Did you have to resign from your job because you had to move home?
You do not meet the conditions for the additional loan if you voluntarily chose to move home and therefore experienced a decline in income.
But the situation is different if you had to move because of the coronavirus situation, for example because you were living in student housing that was closed down. If you had to resign from your job or decline shifts for a period as a result of the above scenario, you may be entitled to the loan and retroactive conversion.